Making your real estate experience stress-free and enjoyable is my goal. I am a native of Stephens County and will tell you firsthand that our community provides a quality of life not found in most areas and I am anxious to find the property that is right for you. My name is Barbara Payne and I want to be your Realtor. Before becoming a real estate agent, I worked 14 years in Marketing for a Fortune 500 company. I graduated from Stephens County High School, Young Harris College, and the University of Georgia with a degree in Banking and Finance. I have been married to my husband Kenneth for 25 years and we have one daughter, Laura K. We have made our home in Toccoa and I hope that very soon, together, we will be making this area your home too.